Hard work and responsibility is not only necessary but unavoidable once we reach a certain stage in our lives, and over time the burden will increase as life and work commitments consume ever more of our time and energy.
With this in mind, even the most optimistic of us can reach the stage where we find day to day life a bit of an ordeal and begin to crave something to break up the drudgery of life; after all, if you are walking the occasionally steep and rocky hill that is life, it is important to stop from time to time, wipe the sweat from your brow, and admire the view.
Remember to embrace a healthy work hard, play hard balance
In short, it is important to counterbalance life’s responsibilities and commitments with a little bit of relaxation and play; something which we tend to do by enjoying a well-deserved and much needed holiday from time to time.
If you are in the position where life has all become a little arduous and soul destroying, you may no doubt be dreaming of that long desired week abroad that you long for, walking blissfully with the sun kissing your back, and the soft golden sand hot on your feet on a beach in the Algarve. Or maybe you had something a little more drunken and mischievous in mind at a party resort such as San Antonio in Ibiza or Malia in Greece? Whatever your personal idea of a fantastic holiday might be, it is important to indulge such needs now and again because although happiness and success are mostly achieved through hard work and endeavour, it is important to remember the value of treats in life, both small and large.
Holidays don’t come cheap
Of course lavish treats such as holidays do not come cheap and will set you back a pretty penny; a cost that many of us will cover by sticking it on the credit card more often than not. This can admittedly be a good way of paying for your holiday if you are disciplined and pay the money back quickly, but we can be pretty ill-disciplined humans and choose to instead simply pay off our credit cards through making monthly minimum payments; which will cause your total bill to balloon enormously and take you 10 years to pay off! Instead of paying by credit card, why not instead opt for an alternative option of paying for your holiday by taking out a guarantor loan?
Guarantor loans: an alternative way of paying for your holiday
Through taking on a guarantor loan, you will be able to get the money that you need, with the backing of someone close, who will be asked to co-sign your loan. A guarantor loan can be taken out over an extended period of time, and you will be able to borrow up to £7,500 over a period of 1-5 years. Seeing as you and your guarantor will be liable to pay back a legally-binding loan which must be paid on-time, you will have an incentive to pay back the loan quickly and on time, which would perhaps save you money in the long-run. Just in case you may have confused a guarantor loan with a payday loan, it should be pointed out that they are two entirely methods of borrowing cash. As an example, a guarantor loan of £3000 can be taken out over three years and can be paid in monthly repayments of £143.98, which works out as an affordable 47.9% APR. You can see the difference when you compare this with a payday loan which charges in the region of £25 interest per £100 borrowed on a month long loan, equivalent to an APR of 1,737%. This shows clearly that a guarantor loan can offer a much better deal than many other forms of alternative borrowing.
So if you are one of those unlucky, long-suffering Brits out there who hasn’t had a holiday in three or more years and are on the verge of pulling their hair out, then give this notion a serious think; remember work hard, play hard!
With this in mind, even the most optimistic of us can reach the stage where we find day to day life a bit of an ordeal and begin to crave something to break up the drudgery of life; after all, if you are walking the occasionally steep and rocky hill that is life, it is important to stop from time to time, wipe the sweat from your brow, and admire the view.
Remember to embrace a healthy work hard, play hard balance
In short, it is important to counterbalance life’s responsibilities and commitments with a little bit of relaxation and play; something which we tend to do by enjoying a well-deserved and much needed holiday from time to time.
If you are in the position where life has all become a little arduous and soul destroying, you may no doubt be dreaming of that long desired week abroad that you long for, walking blissfully with the sun kissing your back, and the soft golden sand hot on your feet on a beach in the Algarve. Or maybe you had something a little more drunken and mischievous in mind at a party resort such as San Antonio in Ibiza or Malia in Greece? Whatever your personal idea of a fantastic holiday might be, it is important to indulge such needs now and again because although happiness and success are mostly achieved through hard work and endeavour, it is important to remember the value of treats in life, both small and large.
Holidays don’t come cheap
Of course lavish treats such as holidays do not come cheap and will set you back a pretty penny; a cost that many of us will cover by sticking it on the credit card more often than not. This can admittedly be a good way of paying for your holiday if you are disciplined and pay the money back quickly, but we can be pretty ill-disciplined humans and choose to instead simply pay off our credit cards through making monthly minimum payments; which will cause your total bill to balloon enormously and take you 10 years to pay off! Instead of paying by credit card, why not instead opt for an alternative option of paying for your holiday by taking out a guarantor loan?
Guarantor loans: an alternative way of paying for your holiday
Through taking on a guarantor loan, you will be able to get the money that you need, with the backing of someone close, who will be asked to co-sign your loan. A guarantor loan can be taken out over an extended period of time, and you will be able to borrow up to £7,500 over a period of 1-5 years. Seeing as you and your guarantor will be liable to pay back a legally-binding loan which must be paid on-time, you will have an incentive to pay back the loan quickly and on time, which would perhaps save you money in the long-run. Just in case you may have confused a guarantor loan with a payday loan, it should be pointed out that they are two entirely methods of borrowing cash. As an example, a guarantor loan of £3000 can be taken out over three years and can be paid in monthly repayments of £143.98, which works out as an affordable 47.9% APR. You can see the difference when you compare this with a payday loan which charges in the region of £25 interest per £100 borrowed on a month long loan, equivalent to an APR of 1,737%. This shows clearly that a guarantor loan can offer a much better deal than many other forms of alternative borrowing.
So if you are one of those unlucky, long-suffering Brits out there who hasn’t had a holiday in three or more years and are on the verge of pulling their hair out, then give this notion a serious think; remember work hard, play hard!